Janitors can clean just about anything including homes, hospitals, high-rise buildings, offices, restaurants, & schools. Cleaning services can include anything from cleaning floors, carpets, toilets, sinks, countertops, & lockup up buildings.
General Liability insurance is important for janitorial professionals. You encounter uncommon risks nearly every day. This insurance can protect you from a claim of property damage, medical costs, & bodily injury.
Here are examples of claims that could happen to your cleaning / janitorial business.
1. You have an employee at breakfast. This employee talks to the owner of the shop and provides false information. A law suit is made for slander. You can purchase insurance to cover your business up to the limits of your liability policy and could cover attorney costs as well.
2. You have an employee who breaks an expensive hanging lamp in the home of one of your clients. You can purchase insurance to cover your business up to the limits of your liability policy.
3. You have a client who accidentally falls over a bucket of mopping water. The client is injured and your business is responsible. You can purchase insurance to cover your business up to the limits of your liability policy.
Now you see the importance of have general liability coverage for your cleaning business.
*General Liability insurance can be purchased online from Business Insurance Quotes Agency if the payroll for your business less than or equal to $500,000. Coverage limits are available up to $2,000,000. Small monthly payments available. Certificate of insurance issued when purchased.
*Payroll and coverage limits are as of 08/15/2018.